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Financial goals for 2011

I’m almost finished with my accounting tasks to cap the past year’s income and expenses, and looking at my purchases and financial decisions, I’ve really learned some valuable lessons. Thus, for this year, I am making some changes with organizing the family budget and...

Four years ago…

…where was I and what was keeping me busy? Year 2004 brought with us major family changes. We left Cebu, a place we made our second home, where we rented an apartment along a busy highway, where we studied, worked, established our business, made lots of close friends...

Financial dreams

Preparing for the future financially is one way to ensure you’ll be enjoying life free from money worries later on. For some people, retirement means being old and just relying on government pension or family support for health care. Now as we are in the information...

Why new horizons?

The phrase ‘new horizons’ is what I would always write on top of the page of my journal whenever I have some personal goals to list. I would also draw a three-lined rainbow beside the phrase. This practice started way back in college when I was a struggling freshman...
3 simple time management tips

3 simple time management tips

How often have we heard people complain about not having enough time? I am often guilty of this too, wishing I could clone myself many times over, and hoping the hours would stretch more so I can catch up on some unfinished tasks. So how do I manage my time? The...