Categories
Shopping

Blemished?

Nope, I am not talking about somebody’s face, it’s just that I found it quite amusing to visit an online music store and see the word “blemished”. The items marked with such a word are priced lower than the brand new counterpart. So it actually means used or second-hand item. But blemished? Oh well. Come […]

Categories
Personal Management

Financial goals for 2011

I’m almost finished with my accounting tasks to cap the past year’s income and expenses, and looking at my purchases and financial decisions, I’ve really learned some valuable lessons. Thus, for this year, I am making some changes with organizing the family budget and from now on I will always pay in cash, except for […]

Categories
Finances Shopping

Frugal shopping

While most of the people are looking forward to the coming Christmas season, some are quite hesitant about welcoming it. They’re terrified just thinking about the soaring expenses during the holidays especially now that prices have gone up. We were at the grocery last night and the price tags on some goods we usually buy […]

Categories
Finances

Do I need an auto loan right now?

Last night, at the mall, we met some good ol’ friends, a couple whom we have met via the web since they used to manage an internet café like we did. Anyway, the guy commented that our van is too big for just the three of us, adding that its size makes it more difficult […]

Categories
Life Personal Management

On managing and keeping track of personal finances

It’s been more than a week now since I made an update of my daily expenses, I almost dread to open my accounting software today. I tried to be brave though and opened it anyway, and I saw the past expenses on the account register glaring at me, waiting for some new inputs. Keeping track […]