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Feeling the economic crunch

by | Feb 13, 2009 | Finances, Life

Are you feeling the current economic crisis and has it significantly affected your financial life? I had this conversation with somebody about feeling the financial crunch, and she told me she’s not affected about it since it’s always happening anyway. Well, maybe for...

Frugal shopping

by | Nov 8, 2008 | Finances, Shopping

While most of the people are looking forward to the coming Christmas season, some are quite hesitant about welcoming it. They’re terrified just thinking about the soaring expenses during the holidays especially now that prices have gone up. We were at the grocery last...

Do you check a product’s warranty period?

by | Oct 25, 2008 | Business, Finances, Shopping

Whenever I buy something, particularly items or gadgets that will be used for a long time, I always check the warranty. For me, products with longer warranty period have an edge over the others. Any buyer who values his money would examine if a warranty is reliable....

Cell phone load/credit saving tips

by | Oct 22, 2008 | Finances, Technology

With the current financial crisis our country is facing nowadays, every peso counts. Here are some cell phone load/credit saving tips especially for those who are using prepaid accounts: 1. Don’t overindulge yourself in forwarding text messages. Imagine the savings...

Invest in real estate with self directed IRA

by | Oct 8, 2008 | Business, Finances

A business mentor used to encourage us, his associates, about investing in solid assets such as precious metals, numismatics and real estate properties – things that increase in value over time. With the speedy appreciation of land cost per area, I’m glad that...

Do I need an auto loan right now?

by | Sep 19, 2008 | Finances

Last night, at the mall, we met some good ol’ friends, a couple whom we have met via the web since they used to manage an internet café like we did. Anyway, the guy commented that our van is too big for just the three of us, adding that its size makes it more...