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Finances Life

Feeling the economic crunch

Are you feeling the current economic crisis and has it significantly affected your financial life? I had this conversation with somebody about feeling the financial crunch, and she told me she’s not affected about it since it’s always happening anyway. Well, maybe for her, it’s just a negligible dent in their family budget but for […]

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Finances Shopping

Frugal shopping

While most of the people are looking forward to the coming Christmas season, some are quite hesitant about welcoming it. They’re terrified just thinking about the soaring expenses during the holidays especially now that prices have gone up. We were at the grocery last night and the price tags on some goods we usually buy […]

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Business Finances Shopping

Do you check a product’s warranty period?

Whenever I buy something, particularly items or gadgets that will be used for a long time, I always check the warranty. For me, products with longer warranty period have an edge over the others. Any buyer who values his money would examine if a warranty is reliable. One thing he looks for is the track […]

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Finances Technology

Cell phone load/credit saving tips

With the current financial crisis our country is facing nowadays, every peso counts. Here are some cell phone load/credit saving tips especially for those who are using prepaid accounts: 1. Don’t overindulge yourself in forwarding text messages. Imagine the savings you get if you ignore those chain text messages that tell you to forward the […]

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Business Finances

Invest in real estate with self directed IRA

A business mentor used to encourage us, his associates, about investing in solid assets such as precious metals, numismatics and real estate properties – things that increase in value over time. With the speedy appreciation of land cost per area, I’m glad that some of my siblings have already started their journey to financial freedom […]

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Finances

Do I need an auto loan right now?

Last night, at the mall, we met some good ol’ friends, a couple whom we have met via the web since they used to manage an internet café like we did. Anyway, the guy commented that our van is too big for just the three of us, adding that its size makes it more difficult […]

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Finances Travel

Payday loans as financing option

I’m home after 3 months of being away. Our European vacation was memorable since I traveled with my family but now I’m back living the real life after a long time. With all the money-spending activities brought about by my recent vacation, I need to account my travel expenses and see how much savings I […]