new horizons

Are you feeling the current economic crisis and has it significantly affected your financial life? I had this conversation with somebody about feeling the financial crunch, and she told me she’s not affected about it since it’s always happening anyway. Well, maybe for her, it’s just a negligible dent in their family budget but for […]

While most of the people are looking forward to the coming Christmas season, some are quite hesitant about welcoming it. They’re terrified just thinking about the soaring expenses during the holidays especially now that prices have gone up. We were at the grocery last night and the price tags on some goods we usually buy […]

Whenever I buy something, particularly items or gadgets that will be used for a long time, I always check the warranty. For me, products with longer warranty period have an edge over the others. Any buyer who values his money would examine if a warranty is reliable. One thing he looks for is the track […]

With the current financial crisis our country is facing nowadays, every peso counts. Here are some cell phone load/credit saving tips especially for those who are using prepaid accounts:
1. Don’t overindulge yourself in forwarding text messages. Imagine the savings you get if you ignore those chain text messages that tell you to forward the message […]

A business mentor used to encourage us, his associates, about investing in solid assets such as precious metals, numismatics and real estate properties - things that increase in value over time. With the speedy appreciation of land cost per area, I’m glad that some of my siblings have already started their journey to financial freedom […]

Last night, at the mall, we met some good ol’ friends, a couple whom we have met via the web since they used to manage an internet café like we did. Anyway, the guy commented that our van is too big for just the three of us, adding that its size makes it more difficult […]

I’m home after 3 months of being away. Our European vacation was memorable since I traveled with my family but now I’m back living the real life after a long time.
With all the money-spending activities brought about by my recent vacation, I need to account my travel expenses and see how much savings I have […]

Few years back, I learned from a business mentor about the importance of real estate assets and the advantages of investing in them. He stressed that going into real estate investments can be tricky yet rewarding once you learn how to manage the risks. Investing in real estate is one of my future financial plans […]

I’ve been dreaming about having my own mini-car and how it should look like – sleek and cute such as a Chevrolet Beat, Kia Picanto or Honda Jazz. I guess that’s what happens when browsing over some mini-car models over the web. Sigh.
When it comes to buying a new car, there are many auto financing […]

I recently had a chat with my friend who was having problems with her PayPal account being verified. It’s a pity since she has money in her PayPal account but cannot withdraw it unless it is verified with a 4-digit code to be inquired via their customer service which unfortunately my friend had a tough […]

With the rising price of gasoline these days, one has to find ways to lessen car expenses. For those owning a pickup, installing a roll up tonneau cover can actually help you economize on fuel. This is due to the cover minimizing aerodynamic drag which is one of the factors affecting gas mileage.
I browsed over […]

Preparing for the future financially is one way to ensure you’ll be enjoying life free from money worries later on. For some people, retirement means being old and just relying on government pension or family support for health care.
Now as we are in the information age, the usual concept of retirement age (60 or 65) […]